Documents / Information Needed

For all applications:

[] Completed Application Package– Sign & Date

[] Completed Personal & Business financial Statement – Sign & Date

[] Last 2 months bank statements from ALL accounts including investment accounts

[] Last 2 years Tax Returns

[] Credit Report

[] Copy of valid ID from each Borrower


W-2 Employed

[] Last 2 months Pay Stubbs

Self Employed

[] Completed Financial Statements – both personal and business [] Last 2 years Tax Returns – both personal and business

[] Year to date P&L

Other – Documentation on any other sources of income

[] SSI Award Letter or Disability Award letter

[] Rental agreements & rent rolls

[] Any other sources of income

Refinance – if this is a refinance, we will need:

[] Copy of current homeowner’s insurance (bill w/contact info)

[] Copy of statements of anything being paid off in refinance including existing Mortgage

Purchase – if this is a purchase, we will need:

[] Copy of the Purchase and Sale Agreement

Valid State Issued ID/DL